Academy Mortgage Nevada #1 Independent Home Loans Lender

Why team with the #1 Independent Mortgage Lender in America?

Because, in the changing and challenging world of home loans and mortgage products, there still are programs accessible to us that the big banks don’t have at their disposal! We go over and above the call of duty, even if the best thing for you is to be referred to another source of funding. Give us a chance to assist you! We’re Academy Mortgage, please give us a call!

Have a mortgage question? Click here to email us or call 775.828.7000.

RebuildUSA 203K Loans

Academy Mortgage is a RebuildUSA 203k Specialist™, trained and ready to help you finance a home purchase including up to $30,000 in additional funding for renovations and improvements, through the use of the FHA 203k program.

Nevada First Time Buyers

The Nevada Housing Division First-Time Homebuyer Program offers to low and moderate income first time homebuyers fixed interest rate 30-year loans with additional assistance available for down payment and closing costs.

Homepath Lending

HomePath Mortgage allows a borrower to purchase a Fannie Mae-owned property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgage insurance. Expanded seller contributions to closing costs are allowed.

Mortgage Rates Drop, Home Sales Rise

Freddie Mac has released the results of its Primary Mortgage Market Survey (PMMS), showing mortgage rates dropping sharply amid falling bond yields and signs of a weaker than expected economy. The 30-year fixed-rate mortgage (FRM) averaged 4.39 percent with an average 0.8 point for the week ending Aug. 4, 2011, down from last week when [...]

QRMs and Consumer Protection Take the Hot Seat on Capitol Hill

On Wednesday, the House Financial Services Subcommittee on Insurance, Housing and Community Opportunity held a hearing titled “Mortgage Origination: The Impact of Recent Changes on Homeowners and Businesses.” The Subcommittee hearing focused primarily on the impact that new laws and regulations have had on consumers and the availability of credit in the mortgage finance markets. [...]

Time to End Fannie and Freddie

Four years after home values in America plummeted, fears over America’s housing market remain. In testimony before Congress yesterday, Federal Reserve Chairman Ben Bernanke cited “the continuing depressed condition of the housing sector” as one of the factors behind America’s sagging economy. In response to the poor market, the White House is reportedly considering a [...]

Sellers Brace for New Mortgage Caps

The federal government is readying its first retreat from the mortgage market, with the size of loans eligible for government backing set to decline in October. As an emergency measure three years ago, Congress raised to as high as $729,750 the maximum loan amount that Fannie Mae, Freddie Mac and federal agencies could guarantee. That [...]

Reverse Mortgage Lenders Exiting: Will They Come Back?

It is no secret that America’s population isn’t getting any younger. In fact, according to a recent Harvard study, the number of people who will be considered “seniors” will increase 35% within the next ten years. Will these newly-minted seniors be able to take advantage of an FHA reverse mortgage to leverage the equity they [...]

Reasons Why Potential Buyers Should Get Off the Fence

As the housing market searches for its bottom, the summer home buying season marks a perfect time to consider whether this is the right time to buy a house. As the economy evolves in this time of uncertainty, factors can shift to make home buying more or less attractive. What considerations matter more than others? [...]

REOs and Shadow Inventory Stunting U.S. Economic Rebound

Despite steady gains in key industry sectors, the nation’s housing market continues to exert pressure on the overall rate of economic recovery. While financial conditions across multiple financial sectors suggest economic stabilization and growth, delinquencies still exceed pre-recession levels due to continued turbulence in the mortgage marketplace, according to Equifax national credit trend research for [...]

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